1. Should I purchase a casket from a cemetery?

NO. Your local funeral home usually offers discounts when merchandise, such as a casket, is purchased from them. Funeral homes can offer a wide variety of casket suppliers, where cemeteries are usually limited to one or two. Something as personal as buying a casket should be in an environment that shares a long tradition with and commitment to families.

2. What are the requirements for cremation?

In Maryland, direct cremation may be done with no embalming necessary. It is necessary to have the deceased's remains identified by the person with the legal authority to do so; further that person must sign and authorize the cremation. The State of Maryland requires that 12 hours elapse from the time of death and cremation. The State of Pennsylvania has required the medical examiner to further authorize a cremation along with a permit fee.

3. Why do cemeteries require an outer burial container or vault?

Outer burial containers or vaults are made to with stand the weight of the earth placed above it. This prevents the grave from collapsing and causing depressions in the earth.

4. If I die away from home whom should my family contact?

No matter where the death occurs call your local funeral home. The staff of the funeral home will get the necessary information and make all of the arrangements for you.

5. If I want to be proactive and preplan my own funeral does that mean I have to prepay too?

No, making pre-arrangements means that the vital information needed for the death certificate is taken and placed on file. Many people at the same time select the casket, vault, and/or urn they want. The type of service can be selected at this time too.

6. Why is it important to fund our pre-needed funeral with insurance instead of a trust program?

Funding a pre-needed funeral with insurance allows you to remain the owner of the policy. You physically have the policy in your possession and have complete control over it. With a trust program you have to rely on the president of the trust to make the investment decisions for you.